Sunday, March 4, 2012

EDUCATIONAL and INFORMATIVE ARTICES wiritten by ME!!!

With our nation still recovering from a recession...Desperate measures have been taken by selfish people stooping to all-time lows and victimizing hard-working citizens by STEALING THEIR IDENTITY!!! This is THE FASTEST GROWING CRIME in our country right now and only getting worse!!!
To whom this may concern:

I'm writing this article to inform anybody wanting to gain knowledge on this "not talked about" subject! By the end of this article you will have learned a few key things that might open some doors in your brain to cause you to finally see the big picture of this horrific issue that is flooding our nation! YOU could be a victim of IDENTITY THEFT right now and not even know it. Some questions to ask yourself...When is the last time you checked your credit reports? From all 3 agencies? If you have medical insurance, when is the last time you've updated your medical records? If you have kids, when is the last time you've checked their credit history?...Yea, I asked you that just now!...Shockingly, because of your child being born and having their identities processed through many data banks out there, they have a high risk of being a victim of this vicious crime! Now your child grows up, goes to school, graduates, moves off to college, and then they go to try and lease an apartment, rent a condo or even purchase a house; and guess what now...They finally find out they have 3 different addresses, 5 credit cards, a mortgage, car loans and credit card debt all adding up to $150,000 dollars!!! Say good-bye to the next 10-15 years of your child's life all because of lack of education about this dream-crushing and life changing (for the worse) issue that could've been prevented if you "as the parent," took pre-caution measures to keep this from happening. This can all be acted on by simply being proactive by deflecting all intrusions on your identity with a legal identity theft service! Here are

FACTS:

1. In 2008 there were 10 MILLION victims of Identity Theft
2. Feb 2010, FTC reported identity theft was the top consumer complaint of
3. Banks are not required by Federal Regulations to offer same consumer protections on debit cards as they are on credit cards
4. Retailers often store your PIN info on the same network that encrypts your PIN (Means: they can access it easiy and create counterfeit debit cards and now withdraw your cash from any ATM
5. Credit cards: Consumers are only liable for up to $50 of fraudulent charges
6. Debit cards: Consumers are liable for full amount of all fraudulent charges (depending on your bank)
7. Medical: 1.4 MILLION Americans have been victimized of medical ID theft and still rising
8. Medical: Average cost per victim was $20,000 dollars

Source: Success From Home Magazine

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